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108 N. Vine • P.O. Box 390 • Jefferson, IA 50129
(515) 386-2148 • (800) 397-0015 • Fax: (515) 386-3877

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Glossary

Farm


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-A-

Acreage Report
a report that contains, in addition to other required information, your report of your share of all acreage of an insured crop in the county, whether insurable or not insurable.

Acreage Reporting Date
the date contained in the Special Provisions or as provided in section 6 by which you are required to submit your Acreage Report.

Agricultural Commodity
all insurable crops and other fruit, vegetable or nut crops produced for human or animal consumption.

Approved Yield
the actual production history (APH) yield determined in accordance with 7 CFR part 400, subpart (g) including any adjustments elected under section 36.

Assignment of Indemnity
a transfer of policy rights, made on our form, and effective when approved by us. It is the arrangement whereby you assign your right to an indemnity payment to any party of your choice for the crop year.
-B-

Basic Unit
all insurable acreage of the insured crop in the county on the date coverage begins for the crop year:
(1) in which you have 100 percent crop share; or
(2) which is owned by one person and operated by another person on a share basis. (Example: if, in addition to the land you own, you rent land from five landlords, three on a crop share basis and two on a cash basis, you would be entitled to four units; one for each cash crop share lease and one that combines the two cash leases and the land you own.) Land which would otherwise be one unit may, in certain instances, be divided according to guidelines contained in section 34 of these Basic Provisions and in the applicable Crop Provisions.
-C-

Cancellation Date
the calendar date specified in the Crop Provisions on which coverage for the crop will automatically renew unless canceled in writing by either you or us or terminated in accordance with the policy terms.

Catastrophic Risk Protection
the minimum level of coverage offered by FCIC that is required before you may qualify for certain other USDA program benefits unless you execute a waiver of any eligibility for emergency crop loss assistance in connection with the crop.

Catastrophic Risk Protection Endorsement
the part of the crop insurance policy that contains provisions of insurance that are specific to catastrophic risk protection.

Coverage
the insurance provided by this policy, against insured loss of production or value, by unit as shown on your summary coverage.

Crop Year
the period within which the insured crop is normally grown, regardless of whether or not it is actually grown, and designated by the calendar year in which the insured crop is normally harvested.
-E-

Earliest Planting Date
the earliest date established for planting the insured crop.

End of Insurance Period
the date upon which your crop insurance coverage ceases for the crop year.

Enterprise Unit
all insurable acreage of the insured crop in the county in which you have a share on the date coverage begins for the crop year. An enterprise unit must consist of: (1) two or more basic units of the same insured crop that are located in two or more separate sections, section equivalents, or FSA farm serial numbers; or (2) two or more optional units of the same insured crop established by separate sections, section equivalents, or FSA farm serial numbers.
-F-

Final Planting Date
the date contained in the Special Provisions for the insured crop by which the crop must initially be planted in order to be insured for the full production guarantee or amount of insurance per acre.

FSA
the Farm Service Agency, an agency of the USDA, or a successor agency.

FSA Farm Serial Number
the number assigned to the farm by the local FSA office.
-I-

Insured
the named person as shown on the application accepted by us. This term does not extend to any other person having a share or interest in the crop (for instance, a partnership, landlord, or any other person) unless specifically indicated on the accepted application.

Insured Crop
the crop for which coverage is available under these Basic Provisions and the applicable Crop Provisions as shown on the application accepted by us.

Interplanted
acreage on which two or more crops are planted in a manner that does not permit separate agronomic maintenance or harvest of the insured crop.
-L-

Late Planted
acreage initially planted to the insured crop after the final planting date.

Late Planting Period
the period that begins the day after the final planting date for the insured crop and ends 25 days after the final planting date, unless otherwise specified in the Crop Provisions or Special Provisions.

Limited Resource Farmer
a producer or operator of a farm: (a) with an annual gross income of $20,000 or less derived from all sources, including income from a spouse or other members of the household, for each of the prior two years; or (b) with less than 25 acres aggregated for all crops, where a majority of the producers gross income is derived from such farm or farms, but the producers gross income from farming operations does not exceed $20,000.
-N-

Negligence
the failure to use such care as a resonably prudent and careful person would us under similar circumstances.

Non-contiguous
any two or more tracts of land whose boundaries do not touch at any point, except that land separated only by a public or private right-of-way, waterway, or an irrigation canal will be considered as contiguous.
-P-

Planted Acreage
land in which seed, plants, or trees have been placed, appropriate for the insured crop and planting method, at the correct depth, into a seedbed that has been properly prepared for the planting method and production practice.

Practical to Replant
our determination, after loss or damage to the insured crop, based on all factors, including but not limited to moisture availability, marketing window, condition of the field, and time to crop maturity, that replanting the insured crop will allow the crop to attain maturity prior to the calendar date for the end of the insurance period. It will not be considered practical to replant after the end of the late planting period, or the final planting date if no late planting period is applicable, unless replanting is generally occuring in the area. Unavailability of seed or plants will not be considered a valid reason for failure to replant.

Prevented Planting
failure to plant the insured crop with proper equipment by the final planting date designated in the Special Provisions for the insured crop in the county. You may also be eligible for a prevented planting payment if you failed to plant the insured crop with the proper equipment within the late planting period. You must have been prevented from planting the insured crop due to an insured cause of loss that is general in the surrounding area and that prevents other producers from planting acreage with similar characteristics.

Price Election
the amounts contained in the Special Provisions or an addendum thereto, to be used for computing the value per pound, bushel, ton, carton, or other applicable unit of measure for the purposes of determining premium and indemnity under the policy.

Production Guarantee
the number of pounds, bushels, tons, cartons, or other applicable units of measure determined by multiplying the approved yield per acre by the coverage level percentage you elect.

Production Report
a written record showing you annual production and used by us to determine your yield for insurance purposes. The report contains yield information for previous years, including planted acreage and harvested production. This report must be supported by written verifiable records from a warehouseman or buyer of the insured crop or by measurement of farm-stored production, or by other records of production approved by us on an individual case basis.
-S-

Sales Closing Date
a date contained in the Special Provisions by which an application must be filed. The last date by which you may change your crop insurance coverage for a crop year.

Section
a unit of measure under a rectangular survey system describing a tract of land usually one mile square and usually containing approximately 640 acres.

Share
your percentage of interest in the insured crop as owner, operator, or tenant at the time insurance attaches. However, only for the purpose of determining the amount of indemnity, your share will not exceed your share at the earlier of the time of loss or beginning of harvest.
-T-

Termination Date
the calendar date contained in the Crop Provisions upon which your insurance ceases to be in effect because of nonpayment of any amount due us under the policy, including premium.

Timely Planted
planted on or before the final planting date designated in the Special Provisions for the insured crop in the county.
-W-

Whole Farm Unit
all insurable acreage of the insured crops in the county in which you have a share of on the date coverage begins for each crop for the crop year.


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